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Our Terms of Service

Refund Policy
If you have not completed the course, Smith Seminars will refund monies upon request. It may take up to 72 hours for the process to be completed. There will be a $10 processing fee for all returns.

Returned Check Policy
Checks returned for insufficient funds will be charged a $30.00 returned check fee. Smith Seminars will not "HOLD" a check.

Forms of Payment Accepted
MasterCard, Visa, Discover, American Express, eCheck, Regular Check, and Money Orders.

Event Cancellation
Smith Seminars has the right to cancel an event if a significant number of attendees have not prepaid as of 7 days prior to the event.

Our Privacy Policy

Your right to privacy is very important to us. We recognize that providing us with personal information is an act of trust. Our Privacy Policy has been developed to protect your personal information and make your experience using our service is safe and satisfying.

Use of Information
Primarily the information we collect is to provide and improve our service. We will not provide any of your personal information to other organizations or third parties unless required to do so by law. We do not sell our clients' personal information to anyone.

Transmission, Storage, and Access
When you transmit your information via our shopping cart we use industry-standard Secure Socket Layers to insure digital encryption so your information cannot be seen by others. Credit card information we collect for payment is not stored on our servers. It is passed through Secure Socket Layers to our provider ( for authorization and storage. Credit card information is stored at our provider, and is protected by their secure infrastructure.